DISCLOSURE FOR FLORIDA AND INDIANA RESIDENTS

THIS PLAN IS NOT INSURANCE. The plan provides discounts at certain health care providers for medical services. The range of discounts for medical services will vary depending on the type of provider and medical service received. The plan does not make payments directly to the providers of services. The plan member is obligated to pay for all health care services but will receive a discount from those providers who have contracted to provide a discount with CHCS Services Inc. a Discount Medical Plan Organization, 411 North Baylen Street, Pensacola, Florida, 32501.

DISCLOSURE FOR RESIDENTS OF ALL OTHER STATES

THIS PLAN IS NOT INSURANCE. The plan provides discounts at certain health care providers for medical services. The range of discounts for medical services will vary depending on the type of provider and medical service received. The plan does not make payments directly to the providers of services. The plan member is obligated to pay for all health care services but will receive a discount from those providers who have contracted with CHCS Services Inc. a Discount Medical Plan Organization, 411 North Baylen Street, Pensacola, Florida, 32501.

CHCS Services Inc. Discount Plan Disclaimer

CHCS Services Inc. (CHCS) is not a licensed insurer or other underwriter of health care services. CHCS is not licensed to provide and does not provide medical services or items to individuals, and is not responsible for the professional medical services and items to individuals, including (Members/Applicants) of Nurse Navigator^SM. CHCS shall not be liable for any action or inaction of a contracted provider. Benefits and Provider Networks are subject to change. The discounted services offered by Nurse Navigator^SM cannot be coordinated with any HMO, PPO, or any other type of insurance. The CHCS Provider Network does not cover all eldercare providers. Access to the CHCS Services Provider Network does not guarantee a discounted rate for all providers. All benefits may not be available in all areas. Please contact one of our representatives at 1-877-687-6628 or visit our website at www.nursenavigator.com for the most up to date network listing in your area.